California Cell Phone Use/Texting While Driving Laws

In the state of California, it is illegal for drivers under the age of 18 to use a cell phone. This includes hands free and texting. A first violation carries a $20 traffic ticket. The second and third offenses will cost $50. Tickets become a part of your permanent California DMV record. 

California Teen DUI Laws

In the state of California, it is a crime for a teen to operate a motor vehicle with a blood alcohol concentration level (BAC) of 0.02% or higher. A BAC of 0.02% is equal to as little as one beer, one glass of wine or one mixed drink for most people. It can be even less for some. Proof of a BAC of 0.02% is all that is needed to convict a California teen of DUI. If you get caught driving with a BAC of 0.02% or higher, and you are between the ages of 13 and 21, your license will be suspended for 1 year on the spot. If you do not have a driver license yet, you will have to wait an additional year longer before you can apply for a license. You will also have to complete a DUI program to avoid any future Personal Injury cases. Any restriction, suspension, or probation will continue past your 18th birthday for its full term.

California Teen Auto Insurance Requirements

In the state of California, all drivers must carry auto insurance. You must carry 
minimum liability coverage of $15,000 for death or injury of any one person in any one accident; $30,000 for all persons in any one accident, and $5,000 for damage to property in any one accident (15/30/5). The risk of an auto accident is significantly higher during a teens first year behind the wheel. Because of this, California auto insurance companies recommend purchasing higher amounts of coverage than the legal limits. If you do not want to purchase a separate policy for your teen and you would rather add your teen driver to your existing policy, your annual rate will increase anywhere from $1,200 to $4,900 a year. The average increase, however, is $2,171 a year.

Although auto insurance premiums will increase if you add a teen to your policy or purchasing teen auto insurance will always be pricier than other policies, there are ways to qualify for discounts on teen auto insurance. Auto insurance companies offer discounts ranging from 10-15% or more for:

•    Maintaining at least a B average
•    Successful completion of a state approved safe driver course