Colorado DUI Laws

If you operate a motor vehicle in the state of Colorado, this automatically requires you to submit to a chemical test upon request, by blood, breath, or urine to measure your blood alcohol concentration (BAC). If an officer of the law requires you to take a chemical test, and you refuse, your license will be revoked for one year. 

What is the blood alcohol concentration level (BAC) limit in the state of Colorado?

In the state of Colorado, it is a crime to operate a motor vehicle with a blood alcohol concentration level (BAC) of 0.08% or higher. This figure is considerably lower than the previous 0.10% prior to July 2004. Driving while ability is impaired by alcohol or drugs (DWAI) is also a crime, but the BAC level is lower. You will be charged with a DWAI if your BAC is between 0.05% and 0.07%. Although DWAI is a lesser offense, the penalties are just as stiff. 

In the state of Colorado what is the administrative license suspension period for a first offense?

In the state of Colorado, if you get arrested for DUI, the administrative license suspension time for a first offense is 3 months. Under administrative license suspension, the drivers’ license will be taken before conviction when he either fails or refuses to be tested for alcohol or drugs. During the 3 month revocation period, the driver may obtain a limited license only if he failed the test, not if he refused to take the test. 

In the state of Colorado, what are the penalties for a first DUI offense? Second offense?

Some first DUI offenses and all second and third offenses require interlock. For the first DWAI offense, the offender will accumulate 8 points toward license suspension and he will have to pay $100-$500 in fines as well as complete 24-48 hours of community service. For a first DUI offense, the offender’s driver’s license will automatically be suspended for up to one year and he will spend 5 days to one year in jail and child custody. Mandatory alcohol education is required for 3-9 months, and 48-96 hours of community service is required as well. You will also have to pay $300-$1,000.

For a second DWAI offense, the fine is from $300-$1,000, 45 days to one year in jail, 48-96 hours of mandatory public service and your license will be suspended for one year. For a second DUI offense, you will receive 12 points towards drivers license suspension, fines from $500-$1,500, and minimum 90 days to one year in jail. You will also be required to complete 60-120 hours of mandatory public service.

Colorado Auto Insurance Laws, Minimums, Requirements

the state of Colorado?

-In the state of Colorado, all drivers must carry minimum liability coverage of $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $15,000 per accident for property damage.

What is the Minimum Liability Coverage (Bodily Injury amounts per person, per accident, and property damage amounts):

If you buy automobile insurance in the state of Colorado, your policy must include minimum liability coverage of:

$25,000 per person for bodily injury
$50,000 per accident for bodily injury
and 
$15,000 per accident for property damage.

What are the Rental Car Insurance Requirements?

In the state of Colorado it is against the law to operate a motor vehicle without minimum liability, this includes rental cars. If your credit card or your current auto insurance policy does not cove car rentals, the state of Colorado requires that you carry a copy of the rental agreement when renting a motor vehicle, which specifies the insurance coverage.

What are the rules pertaining to washington dc estate laws?

Under Colorado law, driver’s are not required to carry medical payments or uninsured/underinsured motorists coverage, but all insurance companies are required to offer uninsured/underinsured motorist coverage in an amount equal to the policy’s bodily injury coverage or one hundred thousand dollars per person and three hundred thousand dollars per accident, whichever is less. In addition, comprehensive and collision coverages are not required by Colorado. Colorado law requires collision coverage be offered by an insurance company.

What are the rules pertaining to the exclusion from coverage of a driver living in household?

In the state of Colorado, it is a common practice for insurance companies to exclude a driver from your policy for a variety of legitimate reasons under the law. This is permitted under Colorado law. Such exclusions must be stated in the policy or by endorsement. The driver’s coverage is not valid while a specifically excluded driver is allowed to drive the vehicle, so it is important to be aware of all policy driver restrictions.

What are the rules regarding whether a driver has prior insurance? That is, how does state law handle it if a driver has no prior insurance or has let their previous insurance lapse?

There is no statutorily required grace period on insurance premium payments. This means that if an insurance premium payment is due on the 15th of the month, the payment must be received by the insurance company on or before that date. Higher premiums may be charged and you might have a difficult time obtaining insurance coverage with a lapse in coverage even if you have a clean driving record.

Colorado law restricts the mid-term cancellation of auto insurance policies, except in cases of non-payment; suspended or revoked licenses; an insured knowingly made a false statement on a claim, and the insured knowingly made a false statement on the application. If an insurance company cancels your policy, the premium will be prorated without any penalty to you, but the reason for cancellation must be in compliance with C.R.S., 10-4-602. However, if you cancel the policy, there is normally a “short rate” penalty that usually amounts to about 10% – 15% of the return premium. If the policy is canceled early in the term, the penalty is greater than if it is canceled late in the term.

What are the rules and guidelines auto insurance companies must follow regarding the use of Personal Credit History in selecting applicants and setting rates?

Colorado state law permits the use of Personal Credit History to determine which products will be offered to any given applicant and what rates will be offered. In order to enjoy a lower insurance premium, pay your bills on time in an effort to improve your score. This will also help improve your credit history so that in the long run, you can save money on your car insurance premium. 

Is the state a No Fault or Tort state? What does either mean to the policy owner?

For thirty years prior to July 1, 2003, Colorado was a Tort state. Effective July 1, 2003 the Colorado State Legislature “deactivated” the thirty-year old No-Fault (PIP) system and Tort is currently effective. This means that the driver who is at fault in the accident must pay the victims medical expenses and the victim has the ability to file a court claim against the driver found to be responsible for the accident for any additional and related damages including pain and suffering and lost wages. Because Colorado is a Tort state, most insurance companies recommend that driver’s consider carrying higher coverages than the state minimums.

California Cell Phone Use/Texting While Driving Laws

In the state of California, it is illegal for drivers under the age of 18 to use a cell phone. This includes hands free and texting. A first violation carries a $20 traffic ticket. The second and third offenses will cost $50. Tickets become a part of your permanent California DMV record. 

California Teen DUI Laws


In the state of California, it is a crime for a teen to operate a motor vehicle with a blood alcohol concentration level (BAC) of 0.02% or higher. A BAC of 0.02% is equal to as little as one beer, one glass of wine or one mixed drink for most people. It can be even less for some. Proof of a BAC of 0.02% is all that is needed to convict a California teen of DUI. If you get caught driving with a BAC of 0.02% or higher, and you are between the ages of 13 and 21, your license will be suspended for 1 year on the spot. If you do not have a driver license yet, you will have to wait an additional year longer before you can apply for a license. You will also have to complete a DUI program to avoid any future Personal Injury cases. Any restriction, suspension, or probation will continue past your 18th birthday for its full term.

California Teen Auto Insurance Requirements

In the state of California, all drivers must carry auto insurance. You must carry 
minimum liability coverage of $15,000 for death or injury of any one person in any one accident; $30,000 for all persons in any one accident, and $5,000 for damage to property in any one accident (15/30/5). The risk of an auto accident is significantly higher during a teens first year behind the wheel. Because of this, California auto insurance companies recommend purchasing higher amounts of coverage than the legal limits. If you do not want to purchase a separate policy for your teen and you would rather add your teen driver to your existing policy, your annual rate will increase anywhere from $1,200 to $4,900 a year. The average increase, however, is $2,171 a year.

Although auto insurance premiums will increase if you add a teen to your policy or purchasing teen auto insurance will always be pricier than other policies, there are ways to qualify for discounts on teen auto insurance. Auto insurance companies offer discounts ranging from 10-15% or more for:

•    Maintaining at least a B average
•    Successful completion of a state approved safe driver course